What We Do?
Empowering Entrepreneurs with a Smart & Profitable Mini ATM Business
We provide an innovative QTM (Smart Mini ATM) franchise model that enables individuals to earn consistent income while enhancing financial accessibility in their communities. 🚀
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💰 High Earning Potential
Earn ₹8 per withdrawal and ₹12.90 per deposit, with the potential to make ₹1,02,870+ per month based on transaction volume.
⚡ Low Investment, Fast Break-Even
Start with a one-time investment of ₹2,12,400 and recover your costs in as little as 2.1 months with consistent usage.
📍 Compact & Easy Installation
Requires just 10-15 sq. ft. of space, making it ideal for shops, kiosks, or high-footfall locations—no extra power backup needed!
🔄 100% Control & Cash Management
You own and manage your ATM, refill cash at your convenience, and enjoy full control over earnings without third-party dependencies.
🛠️ Hassle-Free Operations & Support
Get 24/7 customer support, software updates, and remote monitoring to ensure smooth operations with minimal effort.
🌍 Driving Financial Inclusion
Provide banking services in rural & semi-urban areas, helping communities access cash deposits and withdrawals effortlessly.
Why Choose Divine कार्ये?
Here are a few reasons why customers choose Divine कार्ये.
Proven Model
Divine कार्ये’s QTM (Smart Mini ATM) franchise is built on a proven business model designed for stability and consistent earnings. With a one-time investment of ₹2,12,400, you can start generating income immediately through every cash transaction. Many franchise owners recover their investment within a few months, making this a low-risk, high-reward opportunity.
- Earn ₹8 per withdrawal & ₹12.90 per deposit for long-term profitability.
- Break even in as little as 2.1 months with high transaction volumes.
- Increase your income potential by adding multiple ATMs in high-footfall areas.
Full Ownership
Unlike traditional ATM models, where banks or third parties manage operations, you have 100% ownership and control over your QTM ATM. This means you handle cash refilling, monitor earnings, and decide on the best placement for maximum transactions. Your profits remain yours—no revenue-sharing, no hidden fees!
- Own and operate your ATM independently without external interference.
- Manage cash flow at your convenience for seamless operations.
- Increase your income potential by adding multiple ATMs in high-footfall areas.
End-to-End Support
At Divine कार्ये, we don’t just provide the ATM—we ensure that you succeed in running your business. From site selection and installation to technical support and software updates, we’re with you every step of the way. Our dedicated team is available 24/7 to assist with troubleshooting and queries, making your ATM business as smooth as possible.
- Quick and easy installation with full onboarding assistance.
- 24/7 customer and technical support to resolve any issues.
- Regular software updates & remote monitoring for uninterrupted service.
Divine कार्ये
Revolutionizing
Banking Access with Smart Mini ATMs
At Divine कार्ये, we provide a next-generation ATM solution designed to bring secure, convenient, and profitable financial services to underserved areas. Whether in urban hubs or remote villages, our QTM (Smart Mini ATM) ensures seamless cash deposits and withdrawals, empowering both users and franchise owners with a smart and scalable business model.
Increased Financial Inclusion
More people will have easy access to banking services in rural and semi-urban areas.
Business Growth for Owners
Franchisees experience rapid income expansion with multiple ATM installations.
FAQs
Everything You Need to Know About QTM ATMs
QTM is a portable mini-ATM that enables secure cash withdrawals and financial transactions in areas with limited banking infrastructure. It supports financial inclusion by bringing ATM services to underserved locations.
The QTM franchise model allows individuals and businesses to invest in a smart mini ATM setup, earning revenue from transaction fees while facilitating financial access for communities.
A one-time investment of ₹2,12,400 is required, covering the cost of the machine and setup.
Franchise owners earn ₹8 per cash withdrawal and ₹12.90 per deposit. Based on transaction volume, monthly earnings can range from ₹17,145 to ₹1,02,870 or more.
Space: 10–15 sq. ft. in a high-footfall location. No power backup or 1kW connection is required. The franchisee must ensure security and accessibility.
Identity Proof: Aadhaar Card, PAN Card, Voter ID. Address Proof: Electricity Bill, Ration Card. Financial Details: Bank Account, Passbook, GST Number (if applicable). Other Requirements: Email ID, Mobile Number, Business Documents as required.
You can apply directly via our official web application. Beware of fraudulent websites and only proceed through our verified application process.
Once approved, installation takes 10-15 days, depending on the location and infrastructure readiness.
Minimal maintenance is needed. Regular cash refilling and software updates ensure smooth operations. Our team provides technical support when required.
Yes! QTM is designed to increase financial access in rural and semi-urban regions, where traditional bank ATMs are scarce.
Secure Transactions: RBI-compliant encryption and fraud protection. Real-time Monitoring: 24/7 surveillance via our digital platform. Tamper Protection: Alarm systems and anti-skimming technology.
Unlike traditional ATMs, QTM is a compact, cost-effective, and portable solution, making financial transactions accessible in remote locations while generating revenue for franchise owners.
A GST number is required if you wish to claim tax benefits, but it is not mandatory for all franchisees.
The machine owner is responsible for refilling cash themselves to ensure continuous operation.
We provide 24/7 customer support and on-ground assistance for troubleshooting and maintenance.
Yes! You can expand your business by installing multiple QTMs in different locations, increasing your earnings.
Yes! We provide complete training and guidance on operating and managing your QTM ATM. This includes cash refilling procedures, transaction monitoring, and troubleshooting basic technical issues.
Yes, you can relocate your QTM ATM if required. However, it should be placed in a high-footfall area, and the new location must meet our installation requirements for security and accessibility.